About Ares Commercial Finance

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Targeted Investments

Financing Solutions. Flexible Capital. Integrated Platform.

ACF leverages the scale and flexible capital of the Ares platform to provide innovative asset-based and cash flow solutions to small and middle-market companies, as well as asset-backed facilities to specialty finance companies. ACF is part of the Ares Credit Group, which as of September 30, 2024, had over $335.3 billion of assets under management. Our senior ACF investment professionals have on average over 22 years of experience in commercial finance and asset-based lending.

Our team uses a combination of specialized credit and collateral monitoring to provide clients with flexibility and greater credit availability. ACF has the ability to structure and agent deals to support the growth and changing capital needs of its clients. Our asset-based lines of credit may be structured as working capital financing, bridge financing, turnaround financing, acquisition financing, debtor-in-possession financing and special accommodation financing.

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Our Investments

ACF Targeted Investment Sizes
Deal Size:

Up to $300 million with ability to hold up to $150 million

EBITDA:

No minimum requirement

Products
  • Senior Secured Working Capital Lines of Credit
  • Machinery & Equipment and Real Estate Terms Loans in conjunction with a Working Capital Line
  • Stretch ABL Term Loans
  • Priority Cash Flow Loans
  • Supply Chain Finance
  • Trade AR Securitizations
  • Equipment Loans
Transaction Types:
  • Leveraged Buyouts
  • Acquisitions
  • Recapitalizations
  • Restructurings
  • General Refinancing
  • Rescue Financing
  • Growth Capital
  • Special Situations
  • DIP/Exit Financings
  • Working Capital
  • Bridge Financing
Partners
  • Direct Lenders
  • Restructuring Firms
  • Sponsors
  • Intermediaries
  • Commercial Banks
  • CPAs
  • Attorneys
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Our Scale

Scaled and national platform with the ability to underwrite and hold up to $150 million

Value Proposition

ACF offers several valuable advantages to companies seeking alternative financing solutions. Our deeply experienced team draws upon the broader Ares platform and its long term, patient capital to provide flexible financing solutions with enhanced certainty of closing. We are able to offer creative structures and continue to lend across capital market and economic cycles.

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Long Term, Patient Capital

  • We are a long-term, patient investor
  • Our long-term capital enables us to grow with our clients' needs over time
  • We deliver fully committed financing solutions with no market flex or syndication risk
  • We provide one-stop financing solutions
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Flexible and Creative Financing Solutions

  • Financing solutions for our clients are structured by a team of seasoned and committed professionals with significant industry and lending experience
  • We provide a wide spectrum of financing structures and are not limited to conventional market terms
  • We are active in all market environments
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Speed and Enhanced Certainty of Execution

  • Small deal teams with single point of contact that are committed to executing financing solutions for our clients
  • Our streamlined and transparent approval process and flat organization provides enhanced certainty of closing
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The Ares Advantage

  • The ACF Team works with the broader Ares platform, providing access to extensive relationship networks and insights into industry and macro-economic trends
  • The Ares platform additionally provides access to cash flow, mezzanine and equity capital

Contact Us

ACF provides nationwide coverage. To contact us, please email [email protected] or call one of our regional contacts directly.

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ACF Origination Map

*As of September 30, 2024

Origination Contacts

Northeast
Mitchell Drucker

Tel: (929) 526-6953

Email: [email protected]

Sridharan Kannan

Tel: (914) 418-1219

Email: [email protected]

Kristen Holihan

Tel: (646) 989-7697

Email: [email protected]

Michael White

Tel: (914) 418-1200

Email: [email protected]

Ian Maccubbin

Tel: (857) 400-4580

Email: [email protected]

South
Nick McDearis

Tel: (404) 983-8210

Email: [email protected]

Lindsay Gray

Tel: (914) 418-1223

Email: [email protected]

Midwest
Bryan Rozum

Tel: (312) 252-7587

Email: [email protected]

Victor Verazain

Tel: (313) 801-9952

Email: [email protected]

Canada
Lawrence Chua

Tel: (914) 418-1240

Email: [email protected]

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More About Us

ACF fosters a culture of respect, collegiality and collaboration, and we encourage our employees’ individual professional growth.